The Effects of AI on Your Bank Account

The AI Invasion:

Recently, Deezer reported a third of the music on its platform is now fully AI-generated. That’s 30,000 AI songs a day.

Thirty. Thousand.

Deezer even had to build its own AI tech just to detect and delete these bots cranking out tracks by the truckload.

And here’s the kicker: the DSPs (Spotify, Deezer, Apple Music, etc.)—the very platforms that once promised freedom for artists—are now flooded with content made by machines. We’re in a moment where your bank account, your fanbase, and your creative livelihood could all get swallowed up if you don’t see what’s coming.

This is the wake-up call...

The Biggest Challenge Facing Artists Right Now

Before AI even crashed the party, we were already fighting an uphill battle. Spotify alone had 11 million artists and over 100,000 songs uploaded per day before the bots showed up.

Now? Those numbers are exploding. And here’s the math nobody wants to talk about:

• Spotify’s business model let major labels buy stock early.

• That led to a market share payout system, where labels get the lion’s share of royalties while the songwriters—the people creating the actual product—get crumbs.

• Spotify’s stock price? $702/share as of this writing. Your streaming payout? Fractions of a penny.

AI will only make this worse unless you shift your strategy...

The Real Battle: Mindset Meets Money

It’s easy to point the finger at DSPs, major labels, or “the system” for why artists feel broke and invisible. But here’s the truth:

The artists making real money?
They don’t blame.
They build.

They see the chaos, the broken payout systems, and now the AI flood—and they zig when everyone else zags.

They stop thinking like “content creators” fighting for pennies and start acting like CEOs of their own music empires.

The New Math of Artist Survival

Let’s run a quick scenario:

• 10 fans paying you $10 for your new album = $100

• Those same 10 fans buy vinyl, CD, and hi-res digital versions = $400

• Add shirts and hats at $30 each = $1,000 total from just 10 fans

Now scale that to 1,000 fans worldwide.
You just made $100,000/year—before leaving your driveway to play a single show.

No labels.
No AI bots.
No middlemen taking their cut.

Stop Renting Your Fanbase

Patreon, TikTok, Instagram, even DSP's—they all rent you the audience you built. They take a percentage, set the rules, and can shut you down at any moment.

Why not build your own artist-owned portal?

Leverage AI to help you, not hurt you.
Use DSPs and social media like a billboard, a digital business card not a home.
Bring fans back to your private platform where you control the experience, the data, and the money.

A Call to Action: Own the Future

The AI flood isn’t slowing down. The payout models aren’t suddenly fixing themselves.

But here’s the thing:
You have more tools, more direct access to fans, and more ways to monetize than any artist in history.

The only question is—will you keep blaming the system, or will you own the system by building your own?

Change your mindset. Change your model.
The future of your bank account depends on it.

If you want, I can also build you:

• A 3-post social media series pulling key points from this blog.

• A lead magnet checklist on “10 Ways to Monetize Without Middlemen.”

• A short YouTube script that drives traffic back to your portal.

Which one do you want me to create first?

Deezer recently reported that a third of the music on their platform is by fully AI generated songs. They now receive 30,000 fully AI generated songs per day. Because of this Deezer has had to go to the expense of creating their own AI technology to find and delete these AI artists.

To get a better idea of what all this means for you the authentic artist and songwriters we need to break this down in stomach-able pieces.

Spotify's business model included letting the major labels purchase shares in the company which led to a shift in royalty payments in favor of a higher share to the record labels and the smallest share going to the songwriters... you know the people who invented the product in the first place. Further to that DSP's in general pay based on a market share model instead of a pay per play model. So the creators of the product are paid a fraction of what they should receive while the majority of income goes to major labels and at the time of this writing Spotify's stock is at $702.00 USD per share.

Before the surge of AI, Spotify reported over 11 million artists were on Spotify alone with over 100,000 songs being uploaded per day. With the surge of AI artists we can only expect those numbers to go up even as AI detection technology evolves.

More than ever I feel my mission to bring clarity and solutions to artists in the midst of the AI revolution is becoming even more important on a daily basis. While DSP's, stock holders, major labels Zig I find it more important than ever that we Zag. What better time is there than now to drive fans directly to you??? 10 fans paying you $10 for your new album... that's $100. If you think $100 is chump change then consider this... I had the highest paying country song of the decade and because of the inefficient live concert royalty paying infrastructure in the US my live concert royalties in the US for over a decade was only in the hundreds of dollars. Even after having my publisher and PRO do a deep dive investigation for three months, they came up with nothing. 

What if those same 10 fans bought you vinyl, cd, and 24 bit 48.1khz high definition audio version of your album too? That's four versions of the same product and you earned 100% of the money!!! Where are we at now, $400? What if they each fan bought a shirt and hat? Wanna say $30 each? Now we're at $100 from each fan and that's $1000. Is it possible that there could be 1000 fans on the entire earth willing to pay you this amount? If so then you officially earn $100,000 per year and you haven't left your driveway to play a show yet. 

Why should Patreaon or any other platform earn a percentage of our sales? Shouldn't we be leveraging AI to create our own proprietary portal and app that is 100% ours?

This is the shift I am trying to wake artists up to. By using all social media and DSP's like a billboard or business card you direct them home to YOUR private portal that you OWN, LEVERAGE, STREAMLINE AND SUSTAIN.

This is your journey towards creating your own path to artistic freedom, without bending to external pressures.

👉 To Kick Off Your Journey:

• Tune into the Podcast: [Link] 
• Join the $4A$ Accelerator Waitlist: [Link] Be among the first to access our exclusive training.
• Sign Up For The Weekly Journal: [Link]
• www.sold4asong.com

I'd love to hear from you! Hit “reply” and share your biggest struggle right now as an artist, songwriter, or producer. I personally read every email.

Looking forward to walking alongside you on this journey to craft something truly yours.

To your success and creativity,

Terrance Sawchuk
Founder, $old 4 a $ong Book™